Welcome to Best Annuity Rates

If you’re looking for the best annuity rates available in Canada, then you’ve landed on the right page.

At Best Annuity Rates.ca, we research all the annuity companies offering not only the best rates and products, but have the best ratings so that your income stream during retirement is going to be safe and secure.

We’re an independent brokerage, which means we don’t work for any particular company. We’re not tied to any particular company. We’re in this for your best interest and not for any particular company.

Dealing with us and letting us steer you into the right annuity vehicle is going to guarantee that, not only are you getting the right product with the right company, but you’re going to get the best rate overall.

As independent annuity advisors, we shop the annuity market daily (Our Insurance Providers) and are not limited by any one company’s pricing and products. Our goal is to continue to maintain a leadership role as Canada's provider of annuities.

More About Best Annuity Rates

Best Annuity Rates.ca is a privately-held Canadian company established to allow visitors to obtain the best annuity rates in the industry. Each business day, we shop the annuity market and negotiate on your behalf with only highly-rated Canadian insurance companies backed by the Assuris guarantee (see www.assuris.ca).

Annuities were created by insurance companies to fulfill this very purpose; to provide you with a guaranteed income cheque, that’s not going to fluctuate regardless of what happens with interest rates and the stock market- and you know how that can change.

When it comes to buying an annuity, not all companies are created equally.

Each insurer calculates their own annuity rates using the following criteria:

• the amount of money used to purchase the annuity,
• the type of life annuity purchased,
• current interest rates,
• the current long-term bond rates,
• the ages and gender of the annuitant and joint annuitant, if any,
• mortality and expense experience of the company,
• insurance credits

Some companies will offer better rates in certain age and gender classes. Other companies will offer better joint-life, single life, or term certain rates. That’s why when you purchase an annuity it is vital to shop the market. You want to get the best return for your dollar.

Take advantage of our free quoting service to find out which companies are offering the best annuity rates.

If you have any questions contact us for a free review, we are dedicated to answering all your questions and offering you all the necessary additional information you need to make an informed decision.